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The Partner API lets platforms create employer groups, submit census records, generate preliminary market-rate quotes, create enrollments, and read aggregate account status. Integrations send employer and eligibility data; Prescience handles rating, underwriting, onboarding, funding operations, claims administration, and member care outside the API.
Minimum write flow. POST /groups, PUT /groups/{id}/census, POST /groups/{id}/quotes, POST /groups/{id}/enrollments. Webhooks, account reads, and single-member census sync are additive.

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How the integration works

Five steps, end to end:
  1. Quote. Push an employer group and its census. Census sync starts the market comparison. Once rates are ready, the quote response includes modeled cost, PEPM, household tiers, and savings against the selected local platinum PPO benchmark.
  2. List. Use GET /plans for static plan metadata and the quote response for group-specific pricing.
  3. Enroll. The employer accepts a quote; you create an enrollment. By default Prescience provisions the employer signatory with portal access and runs onboarding, KYB, banking, and plan setup in the Prescience employer portal. You poll the enrollment or listen to webhooks for state changes. Embedded onboarding is separate from the core flow and is enabled per integration.
  4. Show. Render account status from GET /account and GET /members. Account data is aggregate and de-identified.
  5. Sync. Forward new hires, terminations, and COBRA events you already track. Signed webhooks keep you current the other way.

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Core resources

Groups

Employer-level records, current coverage metadata, and lifecycle state.

Census

Employee and dependent eligibility data used for quote generation and enrollment.

Quotes

Preliminary market-rate quote records with totals, tier breakdowns, assumptions, and expiry.

Enrollments

Accepted quotes, onboarding state, employer portal provisioning, and activation tracking.

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Start building

Quickstart

Run the core flow with copy-pasteable requests.

Authentication

Bearer keys, test and live environments, and key safety.

Guides

Census, quotes, plan metadata, enrollment, account data, and webhooks.

API Reference

Every endpoint, schema, and error code.
Running payroll on Check? The census API maps directly onto Check’s Employee and Company objects; see Check-powered platforms for the field-by-field mapping.
Quotes are preliminary pending underwriting and onboarding confirmation, and a BAA plus data processing agreement is executed before live mode is enabled. Details in Compliance.